Advice for self-employed people & companies
Being self-employed means organising protection and provision yourself. We sort out which topics belong to the business, which are private and in which order they make sense.
For freelancers and businesses: structuring provision, protection and financial topics – business and private clearly separated.
Who this advice is for
This topic may be relevant to you in the following situations:
- Founders in their first years
- Self-employed people without structured retirement provision
- Small businesses organising protection for themselves and their team
What we clarify together
A suitable recommendation starts with the right questions. In a personal consultation, we look at:
- Which risks affect the business, which affect you personally?
- How can fluctuating income be reflected in your provision?
- Which topics are urgent now and which can wait?
How we approach the consultation
We proceed step by step so that you can understand the options and make an informed decision:
- Overview of activity, income and existing contracts
- Prioritisation by urgency and impact
- An implementation plan with clear next steps
What you should keep in mind
Before making a decision, it is important to consider the following points:
- This advice covers financial, provision and protection topics, not general management consulting.
- Detailed legal and tax questions belong with the respective qualified professionals.
- Contributions should remain affordable in months with lower revenue.
Common questions
Is this suitable for very small businesses?
Yes. Especially at the start, a clear order helps to settle the most important topics first.
Can my tax adviser be involved?
For detailed tax questions, coordination with qualified tax advisers makes sense.